— IҒ YΩU'RΣ SΣRIΩUS about saving for your future, then you’ll have to make some changes.
—CHAΠGΣ the way you think about money; change the way you spend. Change the way you look after yourself.
—HΣRΣ'S A SUGGΣSTIΩΠ: When your $$$ lands in your bank account—pay yourself first. It’s YOUR money, so put it to work for you. Aim to save 20% of your income, and put it away before you pay anyone else.
The most beautiful people we have known are those who have known defeat, known suffering, known struggle, known loss, and have found their way out of the depths.
These people have an appreciation,
a sensitivity, and an understanding of life that fills them with compassion, with gentleness, and a deep loving concern.
Beautiful people do not just happen.
- Elizabeth Kubler-Ross